Banking & Insurance Current Affairs — Pichhle 12 mahine

🚄 Railways, Roads & Aviation 📍 India Important

NHAI ne public InvIT ke liye Raajmarg Infra Investment Managers launch kiya

NHAI ne 20 Nov 2025 ko Mumbai mein Raajmarg Infra Investment Managers Pvt. Ltd. (RIIMPL) launch kiya — proposed public InvIT Raajmarg Infra Investment Trust (RIIT) ka investment manager.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🔬 Health & Medicine 📍 India Must know

'BIRSA 101': sickle cell ke liye India ki pehli swadeshi CRISPR gene therapy

Dr Jitendra Singh ne 19 Nov 2025 ko CSIR-IGIB ki banayi 'BIRSA 101' launch ki — sickle cell disease ke liye India ki pehli indigenous CRISPR gene therapy.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

📋 Central Schemes 📍 India Must know

PM ne Coimbatore se PM-KISAN ki ₹18,000 crore ki 21st kist jaari ki

PM Narendra Modi ne 19 Nov 2025 ko Coimbatore (Tamil Nadu) se PM-KISAN ki 21st kist jaari ki — ~9 crore kisanon ko ~₹18,000 crore.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

💹 Banking & RBI 📍 India Important

TRAI ne banks aur financial firms ke liye '1600' numbers zaroori kiye

TRAI ne 19 Nov 2025 ko Direction jaari kar RBI, SEBI aur PFRDA regulated entities ke liye service/transaction calls mein '1600' series apnane ki deadlines tay ki.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

📊 Reports & Indices 📍 India Important

NITI Aayog ki report: Water Budgeting in Aspirational Blocks

NITI Aayog ne 19 Nov 2025 ko 'Water Budgeting in Aspirational Blocks' report jaari ki — 11 states ke 18 aspirational blocks ka assessment.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

📋 Central Schemes 📍 India Must know

PMFBY mein Kharif 2026 se wild animal attack aur paddy inundation cover

Agriculture Ministry ne 18 Nov 2025 ko bataya ki Kharif 2026 se PMFBY mein jungli jaanwaron ke hamle aur paddy inundation se fasal nuksaan cover hoga.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

🔬 Health & Medicine 📍 India Must know

Health Minister Nadda ne NAP on AMR 2.0 (2025–29) launch kiya

J.P. Nadda ne 18 Nov 2025 ko New Delhi mein National Action Plan on Antimicrobial Resistance 2.0 (2025–29) launch kiya — WHO World AMR Awareness Week ka pehla din.

For: UPSC Civil Services · State PSC · SSC +8 2 MCQs

🏆 National Awards 📍 India Must know

6th National Water Awards: Maharashtra pehle, Gujarat doosre, Haryana teesre

President Droupadi Murmu ne 18 Nov 2025 ko Vigyan Bhawan mein 6th National Water Awards 2024 aur Jal Sanchay Jan Bhagidari Awards diye — best state Maharashtra, phir Gujarat aur Haryana.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

🔬 IT, AI & Digital 📍 India Important

MeitY ka free national AI course 'YUVA AI for ALL'

MeitY ne 18 Nov 2025 ko IndiaAI Mission ke tahat 'YUVA AI for ALL' launch kiya — 4.5 ghante ka free self-paced AI course, lakshya 1 crore citizens.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🚄 Railways, Roads & Aviation 📍 India Important

Railways ne bulk cement freight flat ₹0.90 per tonne-km kiya

Railway Minister Ashwini Vaishnaw ne 18 Nov 2025 ko Rail Bhawan mein containers mein bulk cement ki nayi rates aur bulk cement terminal policy jaari ki.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🌐 International Organisations 📍 India Important

CAC48 mein India Asia ke liye Codex Executive Committee mein dobara chuna gaya

Health Ministry ne 18 Nov 2025 ko bataya ki Codex Alimentarius Commission ke 48th session (CAC48) mein India Asia region ke liye Executive Committee (CCEXEC) mein sarvsammati se dobara chuna gaya.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

💹 Trade & Industry 📍 India Important

Textiles PLI Round 3 mein 17 naye applicants ko manzoori

Textiles Ministry ne 18 Nov 2025 ko bataya ki PLI Scheme for Textiles ke Round 3 mein 17 naye applicants approve hue.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🌐 Bilateral Relations 📍 India Important

India–Germany High Defence Committee ki New Delhi mein meeting

Defence Secretary Rajesh Kumar Singh aur German State Secretary Jens Plötner ne 18 Nov 2025 ko New Delhi mein India–Germany High Defence Committee ki co-chair ki.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🌿 Climate Change 📍 India Must know

COP30 mein India ka National Statement: 'COP of Implementation'

Environment Minister Bhupender Yadav ne 17 Nov 2025 ko Belém (Brazil) mein COP30 High-Level Segment mein India ka National Statement diya — 'COP of Implementation' aur 'COP of Delivery on Promises'.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

🏛️ Constitution & Amendments 📍 India Must know

16th Finance Commission ne 2026-27 se 2030-31 ki report saunpi

Dr Arvind Panagariya ki adhyakshata wale 16th Finance Commission ne 17 Nov 2025 ko 2026-27 se 2030-31 ki report President ko saunpi.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

💹 Trade & Industry 📍 India Important

April–October 2025 mein India ke exports US$ 491.80 bn, 4.84% badhe

Commerce Ministry ne 17 Nov 2025 ko bataya ki April–October 2025 mein India ke total exports (goods + services) US$ 491.80 bn rahe — 4.84% growth.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

💹 Trade & Industry 📍 India Important

India ka US ke saath pehla structured LPG import deal, 2026 ke liye ~2.2 MTPA

Hardeep Singh Puri ne 17 Nov 2025 ko bataya ki PSU oil companies ne US Gulf Coast se contract year 2026 ke liye ~2.2 MTPA LPG import ka one-year structured contract kiya.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🔬 IT, AI & Digital 📍 India Important

ECMS 2nd tranche: ₹7,172 crore ki 17 approvals; ARKA-GKT1 chip launch

MeitY ne 17 Nov 2025 ko ECMS ke tahat 17 aur proposals approve kiye — ₹7,172 cr investment, ₹65,111 cr production, 11,808 direct jobs.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

💹 GDP, Inflation & Economic Data 📍 India Important

PLFS October 2025: unemployment 5.2% par stable, LFPR 55.4%

MoSPI ke 17 Nov 2025 ke PLFS October 2025 bulletin mein 15+ umr walon ki unemployment rate 5.2% rahi — September jitni.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🏆 National Awards 📍 India Important

National Gopal Ratna Awards 2025 ghoshit; National Milk Day par milenge

Animal Husbandry & Dairying Department ne 17 Nov 2025 ko National Gopal Ratna Awards 2025 ke winners ghoshit kiye; awards 26 Nov (National Milk Day) ko diye jayenge.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

📅 Important Days & Themes 📍 India Important

National Press Day 2025: 'Safeguarding Press Credibility amidst Rising Misinformation'

16 Nov 2025 ko National Press Day 'Safeguarding Press Credibility amidst Rising Misinformation' theme ke saath manaya gaya; New Delhi event mein Ashwini Vaishnaw shamil hue.

For: UPSC Civil Services · State PSC · SSC +7 4 MCQs

🌐 Agreements & MoUs 📍 India Important

Commerce Secretary ne Moscow mein India–EAEU FTA talks review kiye

Commerce Secretary Rajesh Agrawal ne Moscow mein India–Eurasian Economic Union FTA ki pragati review ki (16 Nov 2025).

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🛡️ Military Exercises 📍 India Important

IAF France mein Exercise Garuda 25 mein French Air and Space Force ke saath

Defence Ministry ne 15 Nov 2025 ko bataya ki IAF 16–27 Nov 2025 tak Mont-de-Marsan, France mein French Air and Space Force ke saath Garuda 25 (8th edition) mein hissa le rahi hai.

For: UPSC Civil Services · State PSC · SSC +7 3 MCQs

🔬 Health & Medicine 📍 India Important

AMRIT Pharmacy ke 10 saal; HLL outlets double karke 500 karegi

Health Minister J.P. Nadda ne 15 Nov 2025 ko Bharat Mandapam, New Delhi mein AMRIT Pharmacy ke 10th anniversary celebrations ka udghatan kiya.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🏛️ Elections 📍 India Important

SIR Phase II: 12 States/UTs mein 95% enumeration forms baante gaye

ECI ke 15 Nov 2025 ke daily bulletin ke mutabik Special Intensive Revision (SIR) Phase II mein 12 States/UTs mein 95.44% enumeration forms distribute ho chuke the.

For: UPSC Civil Services · State PSC · SSC +7 3 MCQs

🏛️ Governance & Administration 📍 India Must know

Sarkar ne Digital Personal Data Protection Rules, 2025 notify kiye

Sarkar ne 14 Nov 2025 ko DPDP Rules, 2025 notify kiye — DPDP Act, 2023 (11 Aug 2023) ab poori tarah lagu.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

🏅 Other Sports 📍 India Important

Dhaka mein Asian Archery Championships mein India 6 gold ke saath top par; Dhiraj aur Ankita ka pehla recurve individual title

India 14 Nov 2025 ko Dhaka (Bangladesh) mein khatam hui Asian Archery Championships mein 10 medals (6 gold, 3 silver, 1 bronze) ke saath top par raha.

For: UPSC Civil Services · State PSC · SSC +7 3 MCQs

💹 GDP, Inflation & Economic Data 📍 India Important

October 2025 mein WPI inflation ghatkar −1.21%

Commerce Ministry ne 14 Nov 2025 ko bataya ki WPI-based inflation October 2025 mein (−) 1.21% rahi; September mein 0.13% thi.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs

🌿 Wildlife & Protected Areas 📍 India Must know

Botswana ne Project Cheetah ke agle phase ke liye India ko 8 cheetah gift kiye

President Droupadi Murmu aur Botswana ke President Duma Gideon Boko ne 13 Nov 2025 ko Mokolodi Nature Reserve mein cheetahs ki symbolic release dekhi — Botswana ka India ko 8 cheetahs ka donation.

For: UPSC Civil Services · State PSC · SSC +8 3 MCQs

💹 Trade & Industry 📍 India Important

PLI White Goods: 4th round mein 13 companies ne ₹1,914 crore ke saath apply kiya

DPIIT ne 13 Nov 2025 ko bataya ki PLI Scheme for White Goods (ACs & LED lights) ke 4th round mein 13 applications, ₹1,914 crore committed investment.

For: UPSC Civil Services · State PSC · SSC +7 2 MCQs