Retired Central Government NPS subscribers can claim additional Unified Pension Scheme benefits
Central Government NPS subscribers who retired on or before 31 March 2025 with at least 10 years of qualifying service, or their spouses, can claim additional Unified Pension Scheme benefits by 30 June 2025, the Finance Ministry said on 30 May 2025.
Summary
Central Government NPS subscribers who retired on or before 31 March 2025 with at least 10 years of qualifying service, or their legally wedded spouses, can claim additional benefits under the Unified Pension Scheme (UPS) over and above NPS benefits already received, the Finance Ministry said on 30 May 2025. The benefits are a one-time lump sum of one-tenth of last-drawn basic pay plus DA for each completed six months of service, a monthly top-up (UPS payout plus dearness relief minus the representative NPS annuity), and arrears with simple interest at PPF rates. Claims can be made physically through the DDO or online, with a last date of 30 June 2025.
Key facts
- Eligible
- Central Govt NPS subscribers retired on/before 31 Mar 2025 with 10+ years' service, or spouse
- Lump sum
- 1/10 of last basic pay + DA per completed six months of service
- Monthly top-up
- UPS payout + DR minus representative NPS annuity
- Arrears
- With simple interest at PPF rates
- Last date
- 30 June 2025
Practice MCQs 2 questions
What minimum qualifying service must a retired Central Government NPS subscriber have to claim additional UPS benefits, as per the Finance Ministry's May 2025 notice?
Show answer
Correct answer: A — 10 years
Subscribers who retired on or before 31 March 2025 with a minimum of 10 years of qualifying service are eligible.
What was the last date for retired Central Government NPS subscribers to claim additional UPS benefits, as per the notice of 30 May 2025?
Show answer
Correct answer: C — 30 June 2025
The Finance Ministry gave 30 June 2025 as the last date to claim the benefits.