UPI has 55.49 crore users as of June 2026
UPI had 55.49 crore users onboarded as of June 2026, and recorded 24,161.69 crore transactions worth ₹314.23 lakh crore in FY 2025-26, the Finance Ministry said on 20 July 2026.
Summary
The Unified Payments Interface (UPI), operated by the National Payments Corporation of India (NPCI) under the Payment and Settlement Systems Act, 2007, had 55.49 crore users onboarded as of June 2026. UPI handled 24,161.69 crore transactions worth ₹314.23 lakh crore in FY 2025-26, up from 4,595.61 crore transactions worth ₹84.16 lakh crore in FY 2021-22. NPCI International Payments Ltd. (NIPL), a wholly owned NPCI subsidiary incorporated in April 2020, takes UPI and RuPay to international markets.
Key facts
- Users
- 55.49 crore (June 2026)
- FY 2025-26 volume
- 24,161.69 crore transactions
- FY 2025-26 value
- ₹314.23 lakh crore
- FY 2021-22
- 4,595.61 crore transactions, ₹84.16 lakh crore
- Operator
- NPCI, under Payment and Settlement Systems Act, 2007
- NIPL
- Incorporated April 2020
Practice MCQs 2 questions
How many users were onboarded on UPI as of June 2026?
Show answer
Correct answer: B — 55.49 crore
NPCI informed that 55.49 crore users were onboarded on UPI as of June 2026.
What was the value of UPI transactions in FY 2025-26?
Show answer
Correct answer: D — ₹314.23 lakh crore
UPI transactions in FY 2025-26 were worth ₹314.23 lakh crore (24,161.69 crore transactions).