SF Prep Notes

SWAMIH Fund delivers about 61,000 homes; entire investible corpus committed

The Finance Ministry said on 8 January 2026 that the SWAMIH Investment Fund, launched in November 2019 for last-mile financing of stalled housing projects, had delivered about 61,000 homes across 110 projects and fully committed its corpus before its investment period ended on 5 December 2025.

Summary

The Special Window for Affordable and Mid-Income Housing (SWAMIH) Investment Fund, launched in November 2019 after Union Cabinet approval to give last-mile financing to stalled housing projects, has fully committed its investible corpus before its investment period ended on 5 December 2025, the Finance Ministry said on 8 January 2026. Its portfolio has more than 145 projects across 30 cities, making it the country's largest residential stress-resolution platform, and it is expected to deliver over 1 lakh homes. As of 15 December 2025, about 61,000 homes had been delivered across 110 projects, including over 7,000 EWS/rehabilitation units, and the fund had unlocked more than ₹37,400 crore of capital across 127 projects.

Key facts

Fund
SWAMIH — Special Window for Affordable and Mid-Income Housing
Launched
November 2019; supported by Department of Economic Affairs
Purpose
Last-mile financing for stalled housing projects
Portfolio
145+ projects in 30 cities; corpus fully committed by 5 December 2025
Delivered
~61,000 homes in 110 projects (incl. 7,000+ EWS/rehab) as of 15 December 2025
Expected
Over 1 lakh homes; ₹37,400 crore+ capital unlocked

Practice MCQs 3 questions

Q1 Advanced

What is the purpose of the SWAMIH Investment Fund?

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Correct answer: A — Last-mile financing for stalled housing projects

PIB (Finance): SWAMIH provides last-mile financing to stalled housing projects.

Q2

When was the SWAMIH Investment Fund launched?

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Correct answer: D — November 2019

PIB (Finance): the SWAMIH Investment Fund was launched in November 2019 after Union Cabinet approval.

Q3 Advanced

Consider the following statements about the SWAMIH Fund, as of January 2026: 1. About 61,000 homes had been delivered across 110 projects as of 15 December 2025. 2. Its portfolio has more than 145 projects across 30 cities. 3. Its investment period was extended to December 2030. Which of the statements given above is/are correct?

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Correct answer: B — 1 and 2 only

PIB (Finance): statements 1 and 2 are correct; the fund committed its whole corpus before its investment period ended on 5 December 2025.

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