Jan Suraksha schemes PMJJBY, PMSBY and Atal Pension Yojana complete 11 years
On 9 May 2026 the Jan Suraksha schemes — PM Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana and Atal Pension Yojana, launched on 9 May 2015 — completed 11 years, with PMSBY enrolments at 58.09 crore and APY at 9.04 crore.
Summary
The three Jan Suraksha schemes — Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) — completed 11 years on 9 May 2026, having been launched on 9 May 2015. PMJJBY gives ₹2 lakh life cover to people aged 18–50 for an annual premium of ₹436, and has 27.43 crore enrolments with ₹21,512.50 crore paid in claims. PMSBY gives ₹2 lakh accident cover (₹1 lakh for partial disability) to people aged 18–70 for ₹20 a year, with 58.09 crore enrolments and ₹3,667.52 crore paid on 1,84,662 claims. APY, open to non-income-tax-payers aged 18–40, guarantees a monthly pension of ₹1,000 to ₹5,000 after 60, and has 9.04 crore enrolments, about 49% of them women.
Key facts
- Launched
- 9 May 2015; 11 years on 9 May 2026
- PMJJBY
- Life cover ₹2 lakh; ages 18–50; ₹436/yr; 27.43 cr enrolments; ₹21,512.50 cr claims
- PMSBY
- Accident cover ₹2 lakh (₹1 lakh partial); ages 18–70; ₹20/yr; 58.09 cr enrolments
- APY
- Ages 18–40, non-taxpayers; ₹1,000–5,000 pension after 60; 9.04 cr enrolments; ~49% women
Practice MCQs 3 questions
What is the annual premium under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) for ₹2 lakh accident cover?
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Correct answer: C — ₹20
PMSBY offers ₹2 lakh accident cover for ₹20 a year; ₹436 is the PMJJBY premium.
What is the entry age range for subscribers under the Atal Pension Yojana?
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Correct answer: B — 18–40 years
APY is open to people aged 18–40 who are not income-tax payers; 18–50 is PMJJBY and 18–70 is PMSBY.
Consider the following statements about the Jan Suraksha schemes: 1. PMJJBY provides life cover of ₹2 lakh to people aged 18–50 years. 2. PMJJBY, PMSBY and APY were launched in 2016. Which of the statements given above is/are correct?
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Correct answer: A — 1 only
Only 1 is correct. The three schemes were launched on 9 May 2015 and completed 11 years on 9 May 2026.