Pradhan Mantri Jan Dhan Yojana completes 11 years: over 56 crore accounts, ₹2.68 lakh crore deposits
The Pradhan Mantri Jan Dhan Yojana, launched on 28 August 2014, completed 11 years on 28 August 2025 with more than 56 crore accounts and deposits of ₹2.68 lakh crore.
Summary
The Pradhan Mantri Jan Dhan Yojana (PMJDY), the National Mission for Financial Inclusion launched by Prime Minister Narendra Modi on 28 August 2014, completed 11 years on 28 August 2025. Finance Minister Nirmala Sitharaman said more than 56 crore Jan Dhan accounts have been opened with deposits of ₹2.68 lakh crore, and more than 38 crore free RuPay cards issued. About 67% of accounts are in rural or semi-urban areas and 56% belong to women, and the Ministry said ₹6.9 lakh crore was credited to bank accounts under DBT schemes in FY 2024-25 through the Jan Dhan–Aadhaar–Mobile (JAM) trinity. A saturation campaign is holding camps in each of the 2.7 lakh gram panchayats for new accounts, Jan Suraksha enrolment and re-KYC.
Key facts
- Launched
- 28 Aug 2014 by PM Narendra Modi
- Milestone
- 11 years on 28 Aug 2025
- Accounts
- 56 crore+
- Deposits
- ₹2.68 lakh crore
- RuPay cards
- 38 crore+ (free)
- Rural/semi-urban share
- 67%
- Women's share
- 56%
- DBT via bank accounts
- ₹6.9 lakh crore in FY 2024-25
- Saturation campaign
- Camps in 2.7 lakh gram panchayats
Practice MCQs 5 questions
The Pradhan Mantri Jan Dhan Yojana, which completed 11 years in August 2025, was launched on:
Show answer
Correct answer: B — 28 August 2014
PMJDY was launched by Prime Minister Narendra Modi on 28 August 2014.
As per the Finance Ministry (August 2025), how many Jan Dhan accounts have been opened in 11 years?
Show answer
Correct answer: C — More than 56 crore
More than 56 crore Jan Dhan accounts have been opened, with deposits of ₹2.68 lakh crore.
What share of PMJDY accounts belong to women, according to the Finance Minister in August 2025?
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Correct answer: D — 56%
56% of PMJDY accounts are opened by women; 67% are in rural or semi-urban areas.
Consider the following statements about PMJDY as of August 2025: 1. More than 38 crore free RuPay cards have been issued to account holders. 2. Under a saturation campaign, camps are being held in each of the 2.7 lakh gram panchayats. Which of the above is/are correct?
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Correct answer: C — Both 1 and 2
Both are correct as per the Finance Ministry release of 28 August 2025.
As per the Finance Ministry, how much was credited to bank accounts under various DBT schemes during FY 2024-25 through the JAM trinity?
Show answer
Correct answer: A — ₹6.9 lakh crore
₹6.9 lakh crore was credited under DBT schemes in FY 2024-25; ₹2.68 lakh crore is the total PMJDY deposit balance.