Pradhan Mantri Jan-Dhan Yojana completes 12 years with over 59 crore accounts
On 28 August 2026, the Pradhan Mantri Jan-Dhan Yojana completed 12 years with more than 59 crore accounts, 56% of them held by women and deposits above ₹3.1 lakh crore.
Summary
The Pradhan Mantri Jan-Dhan Yojana (PMJDY) completed 12 years on 28 August 2026, and Prime Minister Narendra Modi described its impact on financial inclusion as unparalleled. Women and Child Development Minister Annpurna Devi said more than 59 crore Jan-Dhan accounts have been opened, of which 56% belong to women and 78% are in villages and small towns. Deposits in these accounts have crossed ₹3.1 lakh crore. Annpurna Devi added that ₹53 lakh crore has been transferred directly to beneficiaries through the JAM (Jan Dhan–Aadhaar–Mobile) trinity.
Key facts
- Milestone
- 12 years on 28 August 2026
- Accounts
- Over 59 crore
- Women account holders
- 56%
- Rural & semi-urban
- 78%
- Deposits
- Over ₹3.1 lakh crore
- DBT via JAM
- ₹53 lakh crore
Practice MCQs 3 questions
As of its 12th anniversary in August 2026, roughly how many accounts had been opened under PM Jan-Dhan Yojana?
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Correct answer: C — Over 59 crore
More than 59 crore Jan-Dhan accounts have been opened.
What share of PM Jan-Dhan Yojana accounts belong to women, as of August 2026?
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Correct answer: A — 56%
56% of the accounts belong to women; 78% is the share in villages and small towns.
Consider the following statements about PM Jan-Dhan Yojana as of August 2026: 1. Deposits in Jan-Dhan accounts have crossed ₹3.1 lakh crore. 2. In the JAM trinity, 'M' stands for MGNREGA. Which of the above is/are correct?
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Correct answer: A — 1 only
Statement 1 is correct. Statement 2 is wrong: JAM stands for Jan Dhan–Aadhaar–Mobile.