SF Prep Notes

National Housing Bank launches Gruh Sugam Portal for home loans to defence and government personnel

On 26 March 2026 the National Housing Bank launched the Gruh Sugam Portal, letting defence, paramilitary and government employees apply for home loans digitally from their place of posting.

Summary

The National Housing Bank (NHB), the apex agency set up by the Government of India to promote housing finance, launched the Gruh Sugam Portal on 26 March 2026. Defence personnel, members of paramilitary forces and Central and State government employees can apply for home loans digitally through their administrative units, without visiting banks. The portal works as a unified digital marketplace to compare lender offers and includes grievance redressal and online chat.

Key facts

Portal
Gruh Sugam Portal
Launched by
National Housing Bank – 26 March 2026
For
Defence, paramilitary and Central/State government personnel
Features
Digital application via administrative units; unified digital marketplace; grievance redressal; online chat

Practice MCQs 2 questions

Q1

The Gruh Sugam Portal, launched in March 2026 to ease home loans for defence and government personnel, was launched by:

Show answer

Correct answer: D — National Housing Bank

The National Housing Bank (NHB) launched the Gruh Sugam Portal on 26 March 2026.

Q2 Advanced

Consider the following about the Gruh Sugam Portal: 1. Defence, paramilitary and government employees can apply for home loans through their administrative units. 2. It works as a unified digital marketplace for comparing lenders' offers. Which of the above is/are correct?

Show answer

Correct answer: C — Both 1 and 2

Applicants apply digitally through their administrative units, and the portal is a unified digital marketplace for discovering the best-suited offer.

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