DFS approves Viability Plan 2.0 for Regional Rural Banks for 2025-26 to 2027-28
On 5 May 2026 the Department of Financial Services said it has approved Viability Plan 2.0 for Regional Rural Banks for 2025-26 to 2027-28, with 30 performance parameters across four pillars, covering all 28 RRBs.
Summary
Viability Plan 2.0 for Regional Rural Banks (RRBs), a revised three-year framework for 2025-26 to 2027-28, has been approved by the Department of Financial Services, the Finance Ministry said on 5 May 2026. It follows the first three-year Viability Plan covering FY 2021-22 to FY 2024-25. The new plan sets 30 performance parameters across four pillars — operational excellence, asset quality, profitability and growth — including CRAR, credit-deposit ratio, digital adoption, NPA levels and implementation of Government schemes, and covers all 28 RRBs.
Key facts
- Approved
- Department of Financial Services; announced 5 May 2026
- Period
- 2025-26 to 2027-28 (three years)
- Framework
- 30 parameters; four pillars: operational excellence, asset quality, profitability, growth
- Coverage
- All 28 RRBs
- Earlier plan
- FY 2021-22 to FY 2024-25
Practice MCQs 1 questions
Viability Plan 2.0, approved by the Department of Financial Services in May 2026, covers how many Regional Rural Banks?
Show answer
Correct answer: A — 28
Viability Plan 2.0 aims to strengthen financial stability across all 28 RRBs.